As a trusted fiduciary, our primary goal is to protect and perpetuate our clients’ wealth. Cleveland Private Trust Company provides clients with fully customized, tax-managed, investment advice based on unbiased and independent analysis. Services include comprehensive investment portfolio construction, best in class co-investment opportunities, portfolio credit surveillance, and risk/performance analysis.
Our investment professionals are uniquely qualified to act as your fiduciary with insight and stewardship to manage investment portfolios via Separately Managed Accounts (SMAs). CPTCO’s portfolio managers currently oversee investment portfolios of over $2 billion, comprised primarily of individual bonds across the municipal, corporate, mortgage-backed, and US Treasury sectors in addition to proprietary equity ETF models. Our portfolio managers have long tenures with the organization and have successfully managed through the wide range of interest rate and credit cycles seen over the last three decades.
An CPTCO SMA requires $5 million of investable assets and has a flat fee which declines for accounts over $20 million. SMAs are designed to meet the specific investment objectives of individuals, foundations, trusts, and non-profit organizations. SMAs are governed by an Investment Policy Statement (IPS) developed in consultation with the client’s needs and expectations. For fixed income and equity ETF portfolios, SMAs offer certain advantages over mutual funds that allow for better management of credit risk, portfolio duration, and taxes.
Managed ETF Platform
CPTCO’s expert Investment Committee carefully selects three core strategic allocations that represent our baseline view of the economy and global markets. The models are adjusted based on the client’s investment horizon within each risk profile. Further, strategic allocations are tactically shifted globally over time across markets, sectors, and styles based on qualitative and quantitative factors. The benefits of ETFs are numerous and include cost savings, diversification, tax efficiency, liquidity and flexibility.